GREGORY
LAW OFFICE, PLLC 

 

 

 

 

Bankruptcy

Oklahoma Bankruptcy Attorney

Filing for bankruptcy is one of the most difficult decisions you will ever have to make. It is an overwhelming and confusing experience for many people. Most times it is not only yourself that you have to think about, but your family and their well being as well. If you feel that bankruptcy may be the right decision for you please call Oklahoma Bankruptcy attorney - J. Scott Gregory at (918) 551-8997. He will not only provide you with legal counsel, but will answer all of your questions and concerns that you may have.

Mr. Gregory not only strives to give you the best bankruptcy representation available in Oklahoma but he is also dedicated to giving you the individual attention that you deserve. He will examine your individual situation and help you determine if bankruptcy is your best option.  Mr. Gregory will help you with the extensive paperwork that is involved and he can also help you stop foreclosure on your home and repossession of your car. He can advise you on how to stop the creditors from calling your home harassing you and your family. He will assess your case, and help you make the right decision.

During this trying time you are going to need someone on your side who has your best interest in mind. Mr. Gregory always gives his clients the utmost attention and handles each case with discretion. When it comes to filing for bankruptcy in Oklahoma you have a lot of choices. By hiring a qualified attorney to represent you, not only will you be easing the burden of debt but you will also be able to start your life again. Contrary to some rumors, filing for bankruptcy does not mean you will lose all of your possessions and have bad credit the rest of your life. In fact many times you will be able to qualify for a home in a few short years. You can rebuild your credit with a little help. You will not only be helping yourself but your family as well. Stop the harassment of credit collectors.

If you are in Oklahoma and feel that filing for bankruptcy may be your best option give us a call at (918) 551-8997 for your free consultation. We can help you evaluate if bankruptcy is indeed your best option. If you are tired of the creditors calling and want to get your life back, give us a call. 


Consumer & Business Bankruptcy Law Basics

Bankruptcy is authorized by The United States Constitution which states in Article 1, Section 8, Clause 4, Congress may enact "uniform Laws on the subject of Bankruptcies throughout the United States." Congress first enacted Bankruptcy legislation in 1801. Over the years, there have been numerous amendments, additions and changes to the Bankruptcy laws. Bankruptcy as we now know it, was implemented by the adoption of the Bankruptcy Reform Act of 1978, codified in Title 11 of the United States Code, commonly referred to as the Bankruptcy Code. Since 1978, the Bankruptcy Code has been amended several times, most recently in extensive amendments in 2005 through the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 or BAPCPA.

There are six Chapters to Bankruptcy

Chapter 7 Liquidation

Chapter 9 Adjustment of the Debts of a Municipality

Chapter 11 Reorganization of Debts

Chapter 12 Adjustment of the Debts of a Family Farmer/Fisherman

Chapter 13 Adjustment of the Debts of an Individual with Regular Income

Chapter 15 Ancillary and Other Cross Border Cases

Most consumers in Oklahoma will find themselves in either Chapter 7 or Chapter 13. To learn more about the various Chapters of Bankruptcy please click on the appropriate link above to answer some of the common questions about Bankruptcy.

Regardless of what any collection agency might tell you, Bankruptcy is not a moral decision, rather it is your Constitutional Right! When a bill collector tells you can’t file for bankruptcy or you are a bad person for not paying your debts, remember our Founding Fathers deemed Bankruptcy important enough to mention it in the Constitution.

Please call us at (918) 551-8997 for a free consultation.